Dottrio is a Maryland licensed Public Adjuster & General Contractor. Certified as an insurance claims appraiser & umpire we specialize in the insurance "appraisal" process. Our experience in all aspects of the insurance claims and restoration process is unparalleled. At Dottrio we are able to handle your property insurance claim from beginning to end with little to no involvement required on your part. Our expertise alleviates the worry and stress of the challenging insurance claims process.
what are Public adjusters?
A public adjuster is the only entity other than the insured (property owner) that is legally able to represent the interests of the insured and negotiate with the insurance company. Public Adjusters are to the world of property insurance claims what lawyers are to the world of courtrooms. Typical General Contractors including "insurance restoration contractors" do not have the experience and licensing required to deal with your insurance company, we do!
Contractor's are not able to represent you or negotiate with your insurer on your behalf under Maryland law, unless they are also a licensed Public Adjuster.
Don't be the next victim of an inexperienced Contractor who is attempting to illegally operate as an unlicensed Public Adjuster. Deal with the pros at Dottrio where our insurance industry experience is second to none. We have extensive experience in insurance restoration contracting, insurance claim appraisals, insurance claim umpire services, and claims adjustments for policyholders. While a Public Adjuster license grants the holder the legal authority necessary to represent an insured (property owner) in a Maryland property loss it is not the only helpful credential in dealing with the insurance industry. A licensed skilled contractor is able to explain how and why the band-aid approach insurance companies tend to take in repairs is not the appropriate fix in most cases. These cost cutting methods put into place by insurance carriers are in the best interest of the insurance carrier not the property owner. With unsurpassed knowledge, skills, and credentials Dottrio is your best bet for commercial or residential property damage claims resulting from: fire, smoke, wind, water, hail, hurricane, tornado, storm, pipe bursts, burglary, vandalism, and other perils.
learn more about our process
A Public Adjuster is an insurance claim adjuster who acts as an advocate for the policyholder in appraising and negotiating a first party property insurance claim.
Public adjusters must be licensed by the Maryland Insurance Administration. You can verify the licensing status of a Public Adjuster by contacting the Maryland Insurance Administration to verify that the firm/person is licensed and that their license is in good standing at 1-800-492-6116.
Dottrio is licensed as a Public Adjuster firm by the Maryland Insurance Administration:
Specializing in the property insurance appraisal process Dottrio is relied upon by Maryland policyholders to expertly resolve insurance claims through the appraisal process in a timely and efficient manner. Dottrio is highly recommended by fellow Public Adjusters & Contractors as the most knowledgeable and highly skilled insurance appraisal firm in Maryland.
Insurance Appraisers and Umpires are not licensed in most states but typically have relevant experience and/or credentials.
Dottrio maintains the following certifications from the National Association of Insurance Umpires:
CPIU - Chartered Property Insurance Umpire©
RGA - Registered General Appraiser©
Contractors must be licensed by the Maryland Home Improvement Commission. You can verify the licensing status of a Contractor, Sub-contractor, or Salesperson by contacting the Maryland Home Improvement Commission to verify that the firm/person is licensed and that their license is in good standing at 410-230-6309 or email.
Dottrio is licensed as a General Contractor by:
The Maryland Home Improvement Commission
*Dottrio refers all General Contracting inquiries to
pre-screened outside Contractors. Every Contractor we refer will have an A+ rating with the BBB.