If you are a Maryland resident or business owner chances are you have seen a significant amount of severe weather this year. A strong wind storm hammered the entire Mid-Atlantic region on March 12, 2014. On May 22, 2014 severe hail impacted the Howard County towns of Clarksville, Highland, Dayton, Glenelg, Fulton, Scaggsville, and North Laurel. This storm also impacted the Montgomery County towns of Brookeville, Damascus, and the Frederick County town of Green Valley. June 10, 2014 brought flash flooding to the Prince Georges County towns of Berwyn Heights and College Park leaving some property owners stunned with water exceeding five foot in depth in basements. June 16, 2014 saw large hail fall in the Myersville and Middletown communities in Frederick County, MD. June 18, 2014 brought strong winds to Prince Georges and Anne Arundel Counties causing trees to fall damaging numerous cars, homes, and businesses. So far July 3, 2014 has brought large golf ball sized hail to the Mount Airy area of Carroll County, MD with more storms expected tonight as well as on the Fourth of July. These events all lead to dangerous conditions and vast amounts of property damage. Hail damage and wind damage is often not evident to the untrained eye. Water damage is often concealed inside walls and under floors. The vast majority of homeowners and business owners are not aware of the damage to their property and will eventually pay for property repairs out of their own pockets. Insurance will cover most of these repairs but only if claims are filed in a timely manner and with sufficient proof of loss. You may not be aware but most policies will only cover your damage if you file a claim within a specified period of time. You are also likely unaware of the fact that you as the policyholder are responsible for proving your loss. The best way to determine if you have damage is to have your home inspected by a professional who specializes in insurance claims. An expert Public Adjuster will quickly be able to identify your damages, assess your coverage, and ensure a timely claim filing. If you think you may have been impacted by one of the weather events described above or have suffered property damage from some other covered peril such as: fire, water, burglary, or vandalism contact us today to schedule your no cost inspection and consultation. You may be eligible to receive thousands of dollars owed to you by your insurance carrier.
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